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Where To Buy Credit Card Gift Cards



Aside from random gift card purchases for birthdays or teacher gifts, some people also go out of their way to buy gift cards with a credit card, usually to earn rewards or save money on a specific purchase.




where to buy credit card gift cards



Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.


The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.


Just make sure you pick the right type of rewards credit card for your gift card purchases. Some rewards credit cards only let you earn cash back, while others offer flexible rewards or points you can use in a specific airline or hotel program.


As a side note, buying gift cards from small businesses can also be a helpful move if you are looking for a way to help small businesses recover from the economic impact of COVID-19. By buying gift cards now, you can send businesses some much-needed cash and wait to redeem your gift card for goods or services at a later date.


Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.


You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.


The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.


Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each account anniversary year.


Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.


All information about The Amex EveryDay Credit Card from American Express, Costco Anywhere Visa Card by Citi and Target Redcard has been collected independently by Bankrate and has not been reviewed or approved by the issuer.


The Blue Cash Preferred is a cash-back credit card, which is less valuable than earning Amex Membership Rewards points. But if you are a fan of cash-back rewards, 6% back on gift cards is as good as it gets, making the Blue Cash Preferred one of the best credit cards on the market today.


A gift card purchase at an office supply store becomes even more lucrative if you also have a Chase Sapphire Preferred Card, Chase Sapphire Reserve or the Ink Business Preferred Credit Card. Then, your 5% back turns into 5 Ultimate Rewards points per dollar spent, which can be redeemed at a much higher value than cash back.


Yes, you can buy gift cards with a credit card. Most retailers will accept them, but your issuer may or may not let you earn rewards for this purchase, so make sure you check the stipulations regarding gift card purchases on your account beforehand.


According to CNBC, up to $3 billion worth of gift cards go unused every year. So while your loved ones may not be making the most of their gift card redemptions every holiday season, you can do your research and rest on the satisfaction that you at least received your credit card rewards from the purchase.


Buying gift cards is kind of like buying cash for a certain retailer, which means you can lose out on rewards when you redeem the gift cards. However, there is a way to double dip on gift card rewards: online shopping portals.


*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.


Note: If you are using a third-party eCommerce integration partner and you're selling physical Square gift cards, please check with the integration partner before ordering to ensure they are redeemable. Although Square is the payment processor, the partner may not always support external gift card redemption from Square.


Gift cards can be a convenient present for the holidays and special occasions. While they seem simple, it is important that both the giver and the recipient read the details for each card to avoid any misunderstandings, and there might be additional policies set by the merchant or bank issuing the card.


The Credit Card Accountability Responsibility and Disclosure (Credit CARD) Act provides several protections for consumers who purchase certain types of gift cards, including store and restaurant (also known as merchant) gift cards. These cards can only be redeemed at the stores and restaurants that sell them. Bank gift cards, which carry the logo of a payment card network (e.g., Visa, MasterCard), are also subject to Credit CARD Act protections and can be used wherever the brand is accepted.


Under the law, a gift card cannot expire until at least five years from the date it was activated. The law also places general limitations on fees. For instance, the card issuer cannot charge a dormancy or inactivity fee on a gift card unless there has been no activity for one year and the card clearly states its policy toward that fee. In addition, some states have separate laws that provide added protection in certain circumstances.


Another common scam is someone who poses as an attorney for a family member and claims that the family member is in trouble with the law and needs assistance. They contact you by phone or email, and ask you to purchase gift cards in specific amounts to pay them. These are all red flags to a scam, and once you purchase the gift cards, the scammers will tell you to provide them with the code numbers and PINs that are usually located on the back of cards so that the scammer can redeem them.


Valid only for U.S. transactions in Apple properties. For assistance, visit support.apple.com/giftcard (Opens in a new window) or call 800-275-2273. Not redeemable at Apple resellers or for cash, and no resale, refunds, or exchanges, except as required by law. Apple is not responsible for unauthorized use. Terms apply; see apple.com/us/go/legal/gc (Opens in a new window). Issued by Apple Value Services, LLC (AVS). 2023 Apple Inc. All rights reserved.


Visa and Mastercard gift cards can be extremely useful tools to maximize rewards on credit card spend. These cards are sold both in fixed denominations and in variable-load forms where you can put anywhere between $20-$500 on the card. They are accepted almost everywhere that you can use credit or debit. Outside of periodic sales, there is almost always an activation fee on these cards, usually from $3.95-$7.95.


Regardless of how you use them, the first step is to find Visa or Mastercard gift cards that can be bought with a credit card, with low activation fees, and without risk of incurring cash-advance fees. This post solely focuses on options available within the United States. And even within the US, options will vary immensely by region, by county and by store.


The limit on gift card purchases is 2K. Staples will only let you do 9 $200 gift cards at once when because the purchase fee is included in the 2K limit, thus 10 cards will code as being MORE than 2k (2,079.5, for example) However, a way around this is to buy the the 10th card separate from the first 9. The total gift card purchased are exactly equal to 2k. Did this with the Staples MC sale and had no problem using this technique to get 10 2oo k cards.


Forgive me for my ignorance but I thought that Visa/MC gift cards arent eligible to earn points and are coded as cash advances. Since US merchants provide L3 data. Is this the case or am I wrong? Would definitely wanna take advantage if its not enforced.


Hello. I have had no issues in the past loading my Serve prepaid card using Visa Gift cards. Today I noticed Dollar General updated their terminals, so that the cashier has no keyboard anymore, and the swiping of my serve card takes place at the terminal in front of me at the counter. When trying to load my Serve card, we couldnt get it load using any debit card. I tried a visa gift card, as well as my wells fargo bank debit card, and neither one was not allowed. unfortunately I dont have the exact error message. I will get that next time.


Is anyone aware of any issue loading Serve cards with a debit card using the new terminals? Or did my casher not understand how to use the terminal? I wouldnt think that functionality would be removed all together. I didnt try to load it with cash, I just went to a store with older terminals and it loaded without issues.anybody else have that issue?


Prepaid my state taxes with the Staples $200 card. PIA to do these one at a time, but good way to flush cards. They would only accept about 6 cards per day, so it takes a few days. No fee either. Next is to try on my local taxes. I know they charge a fee on debit cards.


i keep having my order cancelled by giftcards and giftcardmall. Has anyone else encountered this and were able to resolve it? I called their help desk which was an effort in futility. They just said keep trying a different card or email and make sure your billing address matches. 6 failed attempts. Any suggestions? 041b061a72


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